PayPal via Authorize.Net???
Posted: Thu Oct 05, 2017 11:22 am
Does anyone have any experience using Authorize.Net to process PayPal payments (https://www.authorize.net/solutions/mer ... es/paypal/)?
On one of my two websites, we have MANY customers that pay with funds from their Paypal accounts (and currently we also use Paypal rather than A.Net to process credit card transactions - so only one gateway to manage).
I have ongoing issues with that site not getting the IPN (Instant Payment Notification) back from Paypal (and I cannot release the goods until I know payment has been completed). (SIDEBAR - the issue here is that my hosting provider's firewall blocks communications from unknown IP addresses, and unfortunately the IPN's from Paypal often come back from unknown IP's (Paypal uses a 3rd party provider (Akamai) to handle these communications, and the IP's constantly change.))
So... I'm wondering if switching to using the Authorize.Net gateway in Able to handle Paypal payments could help.
A complication is that the bean counter in my business (aka my wife!), really prefers several things about Paypal vs A.Net (I have another website that uses A.Net for credit cards, so she routinely handles payments from both companies, and she finds the reporting/accounting much easier with Paypal than with A.Net).
So, I'm wondering if it's possible to get A.Net to handle the communications... can A.Net get the IPN back from Paypal and then A.Net send that info to my site?
In the "Digital Payment Solutions" section of my A.Net account, it says I can enable Paypal payments so that I "grant Authorize.Net permission to submit transactions (to Paypal) on your behalf".
OK... so this sounds like A.Net would be a "middle man" between my site and Paypal?
Would that mean that when a customer chooses to pay with Paypal, first my site tells A.Net that customer is going to use Paypal, then A.Net "monitors" the payment transaction, and when Paypal sends out the "payment complete" message (the elusive IPN), that A.Net would grab that, and then A.Net (rather than Paypal) could tell my site that payment was complete?
If the payment is actually coming out of a person's Paypal account balance, I know PP will obviously have to handle that, so the transaction records will be in my Paypal account, right?
And could it be configured so that CREDIT CARD payments -are still actually "processed" by Paypal (not A.Net) so they are still deposited in my Paypal account?
My wife's main preference with PP over A.Net is that A.Net forces a batch close daily, which results in 30 deposits per month into our bank account (tedious reconciliation), whereas with PAYPAL, the money from ea transaction just accumulates in our PP account, and she can sweep once a week which makes her accounting work easier.
So... if granting A.Net permission to "submit transactions on my behalf" merely means they will handle the communications (and Paypal will still handle the FUNDS), this might work.
Any thoughts are greatly appreciated!!!
On one of my two websites, we have MANY customers that pay with funds from their Paypal accounts (and currently we also use Paypal rather than A.Net to process credit card transactions - so only one gateway to manage).
I have ongoing issues with that site not getting the IPN (Instant Payment Notification) back from Paypal (and I cannot release the goods until I know payment has been completed). (SIDEBAR - the issue here is that my hosting provider's firewall blocks communications from unknown IP addresses, and unfortunately the IPN's from Paypal often come back from unknown IP's (Paypal uses a 3rd party provider (Akamai) to handle these communications, and the IP's constantly change.))
So... I'm wondering if switching to using the Authorize.Net gateway in Able to handle Paypal payments could help.
A complication is that the bean counter in my business (aka my wife!), really prefers several things about Paypal vs A.Net (I have another website that uses A.Net for credit cards, so she routinely handles payments from both companies, and she finds the reporting/accounting much easier with Paypal than with A.Net).
So, I'm wondering if it's possible to get A.Net to handle the communications... can A.Net get the IPN back from Paypal and then A.Net send that info to my site?
In the "Digital Payment Solutions" section of my A.Net account, it says I can enable Paypal payments so that I "grant Authorize.Net permission to submit transactions (to Paypal) on your behalf".
OK... so this sounds like A.Net would be a "middle man" between my site and Paypal?
Would that mean that when a customer chooses to pay with Paypal, first my site tells A.Net that customer is going to use Paypal, then A.Net "monitors" the payment transaction, and when Paypal sends out the "payment complete" message (the elusive IPN), that A.Net would grab that, and then A.Net (rather than Paypal) could tell my site that payment was complete?
If the payment is actually coming out of a person's Paypal account balance, I know PP will obviously have to handle that, so the transaction records will be in my Paypal account, right?
And could it be configured so that CREDIT CARD payments -are still actually "processed" by Paypal (not A.Net) so they are still deposited in my Paypal account?
My wife's main preference with PP over A.Net is that A.Net forces a batch close daily, which results in 30 deposits per month into our bank account (tedious reconciliation), whereas with PAYPAL, the money from ea transaction just accumulates in our PP account, and she can sweep once a week which makes her accounting work easier.
So... if granting A.Net permission to "submit transactions on my behalf" merely means they will handle the communications (and Paypal will still handle the FUNDS), this might work.
Any thoughts are greatly appreciated!!!